9Credit

9Credit is Nigeria`s leading digital lending mobile based personal loans platform.

Loan Products：Loan Amount: NGN 3,000 to NGN 100,000；
Loan Tenure: 91 days- 120 days；
Interest Rate: 0.07% per day (25.55% per annum);
Processing Fee: NGN 60 ~ NGN 2,000 for one-time charge depending on loan tenure and amount；
GST: 18% of the Processing Fee in accordance with the policy and laws;
APR: Up to 45% (Annual Percentage Rate including Interest, Processing Fee and GST);

An example:
Loan Amount: NGN10,000
Tenure: 2 months with interest Rate: 25.55% per annum
Interest = NGN10,000 * 25.55% / 365 * 91 = NGN637;
Processing Fee = NGN200;
GST = NGN200 * 18% = NGN36;
Repayment Amount: NGN 10,873=NGN10,000 + NGN 637 + NGN 200 + NGN 36;
APR = (NGN 10,873 - NGN 10,000) / NGN 10,000 / 91 * 365 = 35.01%;

Steps to use the product：
1. Download the 9Credit app from the App Store and log in with your mobile number to register;
2. Select the product you would like to apply for and fill in your personal information,then submit the application;
3. After the submission, you may receive a call for verification. The final application result will be shown in the APP and you will be informed by SMS if approved;
4. Provide the consent with the loan agreement after the approval;
5. After the confirmation of the loan agreement, the approved loan amount will be disbursed in the account and a SMS notification will be sent.


Why choose 9Credit?
Transparency: 9Credit is a product of online loan service, registered under Nigeria law.
Instant Personal Loan: you can Get 24*7 access the money anywhere, anytime.
Efficient: We process your instant loan application quickly and swiftly. No paperwork and no hassle because we put your needs first.

Eligibility:
Nigeria Resident;
18-56 years old;
Source of a monthly income;

Contact us if you have any questions:
The customer service is always ready to help you, please contact us in the following ways:
E-mail: [email protected]
Address:lawal street, oregun, ikeja, Nigeria;